What can an AI agent do with
Payments?
This lets the app view and record payments in Xero: payments against invoices and bills, batch payments, prepayments, and overpayments. The Xero docs describe recording payments in your books, such as marking an invoice paid.
How to spot it
On a Xero connection or settings screen, this is accounting.payments.
With it, an agent can
- Mark invoices and bills as paid by recording payments against them.
- Record one batch payment that covers several bills or invoices.
- Record refunds of credit notes, prepayments, and overpayments.
- Delete (reverse) a payment.
It cannot, on its own
- Edit a payment after it is recorded. It can only delete it and add a new one.
- Create or change the invoices themselves. That is accounting.invoices.
What a bad day looks like
A confused agent could mark unpaid invoices as paid, so you stop chasing money customers still owe you.
Set it up safer
- Use accounting.payments.read if it only needs to check who has paid.
- Require your approval before any payment is recorded or reversed.
Ask the company selling the agent
- Does your agent only record payments in Xero, or can it also send money from my bank?
- Will it mark invoices paid without checking the bank first?
- Can I review each payment before it is recorded?
Source
Checked against Xero documentation on 2026-09-28. All Xero permissions →
Thinking about a specific agent?
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This page explains what a permission allows. It does not describe, test or rate any product. Permission details are summarized in our own words from the provider's documentation, linked on the page; providers change their documentation, so check the source before you rely on a detail.